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Affordability
What Can You Comfortably Afford?
Enter your figures to see an indicative budget. Nothing you type is saved unless you choose to send it to Philip.
Property Affordability Calculator
Results are indicative only, based on the information you enter, and do not constitute financial advice, a valuation or an offer of loan approval. Please verify your figures with Philip, your bank and the relevant authorities before making a property decision.
Indicative result
Estimated property budget
$972,000 – $1,080,000
- Indicative loan amount
- $1,098,824
- Monthly repayment capacity
- $5,800
- Max price your income supports
- $1,465,099
- Max price your cash + CPF supports
- $1,080,000
- Assumed tenure
- 25 years
Your budget is currently limited by your cash and CPF for the 25% downpayment — increasing income alone won't raise it.
Based on a 55% total debt servicing ratio and a 75% loan-to-value assumption. Your bank's assessment will differ.